credit card chip not working reddit

If your credit card chip is not working there are a few things you can try on the spot. The first is to just reinsert the chip and have the terminal request a swipe though some merchants do not.

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I have the Capital One Quicksilver credit card and it works everywhere without issues except when I get gas. You can swipe a credit card with a chip but not in all situations. If you use your card repeatedly and frequently then it can get worn down and the chip will stop working.

If a merchant does not support chip technology you will swipe your card and sign for your purchase treating your card as a basic magnetic stripe. The best way to clean a smart chip. All credit cards in the United States currently still have magnetic stripes because not all merchants adopted chip technology.

Credit Card wont work 90 of the time I try to use it at a gas pump. These problems are very common and you can solve them yourself if you know about smart chip card cleaning hacks.

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